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Financial literacy as a key to entrepreneurship education: a multi-case study exploring diversity and inclusion
(MDPI, 2023-11-10) Medina Vidal, Adriana; Buenestado Fernández, Mariana; Molina Espinosa, José Martín; Tecnológico de Monterrey; https://ror.org/046ffzj20; https://ror.org/03ayjn504; Xiaoling, Shu
This article presents the results of the financial literacy assessment of young Mexican students between the ages of 17 and 24 enrolled in public and private institutions in five Mexican cities. This study’s objective was to approach the financial knowledge, behaviors, and attitudes of young Mexicans through focus groups and questionnaires to identify their perceptions of complex thinking and its use for financial products and services. The most relevant findings suggest that (a) most of the young participants in the study use banking services through their parents, (b) there are significant gender differences in financial knowledge and behaviors, (c) critical thinking significantly and positively correlates with financial behaviors and attitudes, and (d) the level of critical thinking predicts financial behavior. There is a need to develop women’s critical thinking to discern between the financial behavior they socially imitate and their capabilities to become more involved in financial issues, thus decreasing the gender gap.
Policy design for electricity efficiency: a case study of bottom-up energy modeling in the residential sector and buildings
(MDPI, 2023-09-22) Sanchez Escobar, Marlene Ofelia; Noguez Monroy, Juana Julieta; Molina Espinosa, José Martín; Escobar Castillejos, David; Ruiz Loza, Sergio; https://ror.org/03ayjn504; https://ror.org/05pd6sh18; Seung-Hoon, Yoo
Energy models play a crucial role in the domain of energy policy by serving as essential instruments for decision-making. However, a significant limitation of numerous bottom-up energy models (BUEMs) is their empirical design, which hinders their ability to effectively inform policy design. This study presents a structured framework that can be used to improve the effectiveness of behavior, understanding, and engagement measures in the development of BUEMs for enhancing energy end-use efficiency. The model selected for this case study was provided by the Mexican Commission for the Efficient Use of Energy (CONUEE), and it examines the impact of regulatory instruments on the residential sector and residential buildings. The benefits of the proposed framework were successfully demonstrated through a quantitative comparison of real energy models, using and without using the said framework, revealing the advantages of its use. The framework significantly decreases the time required for model generation in various aspects by 59.43%. The obtained results highlight the effectiveness of the framework, and it could enhance the existing knowledge in the sector.

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